Stamp duty and registration charges in Karnataka come to about 7.6 per cent of a property's value for homes above ₹45 lakh. That is 5 per cent stamp duty, a cess of 10 per cent and a surcharge of 2 or 3 per cent on the duty, plus a registration fee of 2 per cent that doubled from 1 per cent on 31 August 2025.
Karnataka charges stamp duty on a slab basis, and the rate is applied to the higher of the actual sale value or the government guidance value for that location.
| Property value | Stamp duty |
| Up to ₹20 lakh | 2 per cent |
| ₹20.01 lakh to ₹45 lakh | 3 per cent |
| Above ₹45 lakh | 5 per cent |
Karnataka offers no gender-based concession, so men, women and joint owners pay the same rates.
Two local levies are charged on the stamp duty amount rather than on the property value, which is why they look small as percentages.
Added to the 5 per cent duty, that gives an effective stamp duty of 5.6 per cent in urban areas & 5.65 per cent in rural ones.
The registration fee was 1 per cent of the property value for more than two decades. With effect from 31 August 2025 the Karnataka government doubled it to 2 per cent, the first change since 2003.
The slab-based stamp duty itself was left untouched, so the increase in total cost comes entirely from the registration side.
| Component | Rate | On a ₹1 crore property, urban |
| Stamp duty | 5 per cent | ₹5,00,000 |
| Cess | 10 per cent of the duty | ₹50,000 |
| Urban surcharge | 2 per cent of the duty | ₹10,000 |
| Effective stamp duty | 5.6 per cent | ₹5,60,000 |
| Registration fee | 2 per cent | ₹2,00,000 |
| Total statutory cost | 7.6 per cent | ₹7,60,000 |
In a Gram Panchayat area the surcharge is 3 per cent of the duty instead of 2, which lifts the total to about 7.65 per cent.
Prestige Parklane sits at Plot No. 24 in KIADB Aerospace Park Phase 2, Devanahalli, and the land holds a Gram Panchayat E-Khata. The rural surcharge therefore applies, giving a statutory cost of about 7.65 per cent.
| Home | Price | Stamp duty and registration at 7.65 per cent |
| 1 BHK Classic, 567 sq ft | ₹56 lakh | About ₹4,28,400 |
| 2 BHK Optima, 828 sq ft | ₹82 lakh | About ₹6,27,300 |
| 3 BHK Aspire, 1,445 sq ft | ₹1.32 crore | About ₹10,09,800 |
| 3 BHK Ultima, 1,801 sq ft | ₹1.92 crore | About ₹14,68,800 |
Duty is calculated on the higher of your sale value or the government guidance value for that area, so a bargain price does not reduce the duty below the guidance figure. Check the guidance value for the location before you budget, since it is revised periodically.
Payment and registration are now largely digital through the Kaveri 2.0 system, which issues electronic stamp certificates carrying unique numbers and QR codes. That has replaced physical stamp paper and most counter visits for valuation.
Budget for these charges separately from the price and from GST, because they fall due at registration rather than with your instalments.
About 7.6 per cent of the property value for homes above ₹45 lakh: 5 per cent stamp duty, a 10 per cent cess and a 2 per cent surcharge on the duty, plus a 2 per cent registration fee.
It doubled from 1 per cent to 2 per cent on 31 August 2025, the first revision since 2003.
Yes. Gram Panchayat areas carry a 3 per cent surcharge on the duty instead of 2, so the total is about 7.65 per cent.
No. The state offers no gender-based concession, and men, women and joint owners pay the same rates.
On whichever is higher, so the guidance value sets a floor for the calculation.
About 7.65 per cent, which is roughly ₹4.28 lakh on a ₹56 lakh 1 BHK and about ₹10.1 lakh on a ₹1.32 crore 3 BHK.
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